© Charles B. Morris Insurance Brokers Ltd. P.O. Box SS-6838, Harbour Bay Shopping Centre, Nassau, N.P., The Bahamas

Your Anchor for a Secured Future!

Life Insurance
 
 
 
 
 
 
 
 
Whole Life

A Whole Life Insurance Plan can provide you with coverage (life protection) for your entire or "whole" life as long as your policy remains in force.

 

Whole life plans offer:
 

  • Guaranteed death benefit

  • Level premium payment

  • Permanent coverage that can never be cancelled if premium payments are made when due

  • Riders can be added

  • Accidental Death and Dismemberment 

  • Waiver of Premium Benefit

 

Universal Life

This plan is perfect for life's changing circumstances like new babies, a larger mortgage or education costs. Y ou can choose the amount of protection that best suits you and change it as your needs change.

 

Term Life

You can get the protection you need for a specific period of time at very affordable rates. Use it as temporary life insurance or for providing extra coverage while your children are still young.

 

Endowment
Get the protection you deserve and money when you need it while accumulating savings with the unique Money Back Series of Endowment Plans which pays you a lump sum after a specified period of time.  This unique series of products was specifically designed to give you access to the best of both worlds:  Protection and Cash; Coverage and Savings.

 

 

Health Insurance

 

 

 

 

 

 

 

 

 

Professional healthcare can be expensive and it is for these times when a personal health plan provides peace of mind by ensuring you will be reimbursed for the medical costs which could accumulate.

 

We offer medical coverage for persons aged 14 days to age 85 at affordable rates.

 

Our various medical plans are as follows.  Choose the one that's right for you or contact your trusted insurance agent to discuss further.

 

 

Specialty Coverage - Plans for Adventure Sports or Medical Coverage for Sea Captains and Crew

 

 

 

 

 

 

 

 

 

  • Patriot Adventure Travel Medical Insurance
    Individual & family. Short-term medical coverage available from 30 days up to 6 months for adventure sports enthusiasts. Download a brochure
     

  • Global Crew Medical Insurance®
    Individual & family. Flexible long-t erm annually renewable plan for professional marine capt ains & crew members.  Download a brochure

  • International Marine Medical Insurance
    Groups of 2 members or more members. Long-term annually renewable group insurance for professional marine crew. Download a brochure

  • CrewSelect International

    Individual and groups of 2 or more members. Long-term annually renewable group insurance for professional marine crew. Download a brochure

Travel Medical Insurance

  • Patriot Travel Medical Insurance​
    Addresses the insurance needs of U.S. and non-U.S. citizens who need temporary medical insurance while traveling ​​for business or pleasure anywhere outside of their home country. For groups of 5 or more, see our Patriot Group Travel Medical Insurance® plan. Download a brochure
    ​​​

  • Patriot Green Travel Medical Insurance​​
    Individual & family – Environmentally conscious short-term coverage available from 5 days up to 2 years. Patriot Green Travel Me​dical Insurance is designed for the environmentally conscious traveler and provides him up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Travel​​ plan, but it also offers eco-friendly benefits including an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing. Th​e plan provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless. Request a Proposal​

     

  • Patriot Platinum Travel Medical Insurance
    Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Up to $8,000,000 of coverage with enhanced benefits and services, including Global Concierge & Assistance.​   Download a brochure

  • Patriot Multi-Trip
    Individual & family short-term coverage available up to 3 years for travelers who take frequent trips throughout the year. Download a brochure​

Group Travel Health Insurance

We have the expertise to provide you with the best and most comprehensive group health insurance to address your needs.​

  • Patriot Green Group Travel Insurance​
    Groups of 5 or more non-related environmentally conscious international travelers and provides them up to $2,000,000 of medical coverage and services.  ​​Need a quote?   Request a Proposal
     

  • ​​Patriot Platinum Group Travel Medical Insurance
    Groups of 5 or more members – First-class short-term coverage available from 5 days up to 3​ years.   Download a brochure
     

  • Patriot Multi-Trip Group​
    ​​Groups of 5 or more people who travel frequently outside their home country throughout the year.   Download a brochure

Individual & Family Coverage for Trip Cancellation and Interruption, Travel Delay, Medical Expenses and Baggage

  • ​​​i​TravelInsured SE - Travel Insurance​​
    This is our most popular plan for domestic and international destinations. Travel I​nsurance coverage and b​​enefits are available whether traveling on a cruise or a tour vacation abroad. Children under 18 are covered at no additional cost per eligible adult insured. Family extras such as movie rental, internet usage and additional kennel fees caused by travel delay are included. Download a brochure​

  • iTravelInsured LX - Travel Insurance

    This program provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.  Download a brochure​
     

  • ​​​​​iTravelInsured Lite - Travel Insurance
    This program is for travelers seeking to protect their trip investment against trip cancellation and trip interruption. It is our lowest p​riced travel insurance program and provides coverage for travel and baggage delay as well as access to our 24/7 emergency travel assistance service.   Download a brochure